Medicare Advantage Plans
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans
If you do not have a Medicare Advantage plan or a Medicare Supplement plan, the original Medicare plan may be costing you unnecessary out-of-pocket expenses. This is because the original Medicare plan has no cap on your annual out-of-pocket exposure. Medicare Part C is a lower-cost alternative plan that also offers more benefits. Most individuals over the age of 65 are eligible for the Medicare Advantage Plan, since there are generally no medical questions asked on the application for coverage.
The Medicare Advantage plan includes all the benefits provided by Part A and Part B, as well as additional benefits, like prescription drug coverage, all in one plan. One important benefit of the Medicare Advantage Plan, or Part C, is that it is less expensive and offers predictable costs. This Plan includes set copayments and defined out-of-pocket maximums. This means there are no surprise medical expenses.
A Few Things You Need To Know About Medicare Advantage Plans
Medicare Advantage plans include all the benefits provided by Part A and Part B, as well as additional benefits, like prescription drug coverage, which can get costly. One significant benefit of the Medicare Advantage Plan, or Part C, is that it is less expensive and offers predictable costs. This Plan includes set copayments and defined out-of-pocket maximums.
Most Medicare Advantage Plans are what is called “Fee for Service Plans,” meaning co-payments are charged for most services provided, including office visits, tests, treatments, and hospitalizations.
When you choose Medicare Part C, you will need to choose a network primary care provider (PCP), who coordinates your care, which includes:
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- X-Rays
- Laboratory Tests
- Therapies
- Care From Specialists
- Hospital Admissions
- Follow-Up Care
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| If you do not have a Medicare Advantage plan or a Medicare Supplement plan, the original Medicare plan may be costing you unnecessary out-of-pocket expenses. This is because the original Medicare plan has no cap on your annual out-of-pocket exposure. Medicare Advantage Plan, or Part C, is a lower-cost alternative plan that also offers more benefits. Fortunately, most individuals over the age of 65 are eligible for the Medicare Advantage Plan, since there are generally no medical questions asked on the application for coverage. |
| The Medicare Advantage plan includes all the benefits provided by Part A and Part B, as well as additional benefits, like prescription drug coverage, all in one plan. One important benefit of the Medicare Advantage Plan, or Part C, is that it is less expensive and offers predictable costs. This Plan includes set copayments and defined out-of-pocket maximums. This means there are no surprise medical expenses. |
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